Your credit report and score are an important part of your overall financial well being. You're entitled to a free report every year so take advantage of that and be sure to check your score regularly.
Here's the scoop:
What? - Check your credit score with all 3 bureaus, Experian, Equifax, and TransUnion. If you're making an important purchase or investment soon, check your score as well.
Why? - Errors in your credit report can cost you! You may have trouble getting a loan for an important purchase or you may be paying higher than necessary interest rates based on a miscalculated score. You can avoid the scramble of checking your score if you stay on top of it every year.
How? - Visit and get copies of all 3 reports. Dispute any inaccuracies with old or current accounts, addresses, places of employment, etc.
Ready, set, GROW!
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